Every homeowner understands the importance of home insurance coverage, just as every smart driver values an investment in auto insurance coverage, but what about all of the unforeseen threats that will inevitably affect all of us at one point or another? Whether a small struggle or a major disaster, the umbrella coverage available through DM Bruce Insurance is designed to protect policy holders from additional expenses that may not be covered by their standard liability insurance plans, as well as a range of other common threats. As a leading insurance provider, DM Bruce Insurance is committed to offering quality coverage options at prices that can fit any family's budget.
How umbrella coverage works
Umbrella insurance is excess personal liability coverage that begins working after you have reached the limits of your standard liability coverage. While umbrella coverage often requires policy holders to maintain certain limits of liability, the additional coverage is ideal for those seeking additional protection from unforeseen disasters.
In addition, umbrella insurance coverage for other threats that may not be covered by standard liability insurance. To learn more about the type of coverage you can receive, get in touch with our team at DM Bruce Insurance.
How do I know if I need umbrella coverage?
Umbrella insurance policies are for those who feel the need to go above and beyond their standard auto insurance and home insurance. While your current policies may protect you for up to 80% of your home value, layering additional protection on these plans is often a wise decision.
Get in touch with our experienced insurance professionals at DM Bruce Insurance by giving us a call or sending us an email. Our team is here to help you in whatever way we can, and to lend an expert ear toward your concerns.